About 420Ledger

Cannabis accounting, done properly.

A cannabis-only accounting firm, PTIN and EFIN registered. We run books for cannabis operators across 27 states — §280E-aware, multi-state, audit-ready — on a platform built specifically for this work.

Practice

Why a platform-powered accounting firm.

Most cannabis operators have accountants who aren't cannabis-specialized. A general bookkeeper working with a standard chart of accounts doesn't understand §280E. They'll miscategorize expenses, leave deductible COGS on the table, and produce financials that can't survive IRS scrutiny. The result: operators overpaying federal tax by $40–80K per year — quietly, consistently, with no obvious way to know it's happening.

Cannabis is not a general business category with a few unusual line items. §280E disallows the deductions every other business takes for granted — salaries, rent, utilities, marketing. The only path to a defensible tax position is a correctly structured chart of accounts, precise COGS allocation, and documentation that survives IRS review. None of that comes from retrofitting a generic accounting workflow.

So we built the infrastructure from scratch. A purpose-built accounting platform with §280E compliance, multi-state cannabis excise logic, MSO consolidations, and payroll integration native to the architecture. Then we built a firm around it. No legacy general-practice processes. No software retrofitted with a cannabis add-on. Every workflow, every category, every report format was designed specifically for plant-touching businesses.

We are headquartered in New Jersey — one of the most complex cannabis regulatory environments in the country — with deep expertise in NJ CRC compliance, quarterly SEEF filings, and NJ CBT treatment of §280E disallowance. We serve operators in 27 states, including multi-state operators whose books span multiple regulatory regimes simultaneously.

420Ledger is not a CPA firm. We are a PTIN-registered, EFIN-authorized tax preparation and bookkeeping firm that works exclusively in cannabis. That focus is deliberate. The cannabis accounting space has no room for part-time attention — the rules are too consequential, and they change too fast.

Trajectory

How we got here.

Step 1
Saw the problem firsthand

Dispensary operators across NJ and neighboring states were filing with general-practice accountants who had never read §280E. Overpayment was endemic and largely invisible to operators with no comparison point.

Step 2
Built the system before the firm

Rather than adopt existing software and work around its limitations, we built a purpose-built accounting platform with §280E treatment, multi-state tax logic, MSO consolidations, and payroll integration native to the architecture.

Step 3
Earned IRS registration

Obtained PTIN (IRS-registered tax preparer) and EFIN (IRS-authorized e-file provider) — the baseline authorization to prepare and file federal returns on behalf of clients.

Step 4
Expanded to 27 states

Built per-state cannabis excise tax configurations, filing schedules, and §280E decoupling logic for every adult-use and medical market — so MSO clients don't outgrow us as they expand.

Today
Full-stack cannabis accounting

Monthly bookkeeping, §280E optimization, state excise filing, MSO consolidated reporting, federal estimated taxes, and year-end tax packages — under one flat monthly rate.

Discipline

Cannabis accounting isn't just accounting.

Three federal statutes, 27 state regulatory regimes, and an IRS that audits cannabis operators at elevated rates. This is not a niche add-on — it is its own discipline.

01 · §280E

§280E eliminates most deductions.

Your effective tax rate can exceed 70% without proper COGS structuring. COGS allocation is the only lever. Get it wrong and you're overpaying — quietly — every quarter. Correct allocation is documented at the transaction level, not reconstructed at year-end.

02 · State law

27 states have decoupled from federal §280E.

Full expense deductions on state returns even while federal disallowance remains in force. Capturing this requires per-state tax logic running in parallel with federal treatment — a level of complexity most firms cannot support.

03 · IRS scrutiny

Cannabis operators are audited at elevated rates.

The IRS examines COGS allocation, §280E treatment consistency, and cost classification documentation. Audit-ready workpapers are not optional — they are the cost of operating in this space. We produce them every month.

Credentials

The authorizations that matter.

PTIN
IRS-registered tax preparer

A Preparer Tax Identification Number (PTIN) is required by the IRS for anyone who prepares or assists in preparing federal tax returns for compensation. 420Ledger holds an active PTIN — the baseline authorization to sign and submit federal returns on behalf of cannabis clients.

EFIN
IRS-authorized e-file provider

An Electronic Filing Identification Number (EFIN) is issued by the IRS after a background check and compliance review. It authorizes 420Ledger to electronically file federal and state tax returns on behalf of clients — a requirement for any firm that files returns at volume.

NJ CRC
NJ Cannabis Regulatory Commission expertise

Deep familiarity with NJ CRC licensing framework, the Social Equity Excise Fee (SEEF), quarterly excise filings, and NJ's Corporate Business Tax treatment of §280E disallowance. Our home state is one of the most complex markets — we know every requirement.

27 states
27-state cannabis coverage

Per-state cannabis excise tax configurations, §280E decoupling logic, and filing schedules for all 27 adult-use and medical markets as of 2026. Clients expanding across state lines don't need a new accountant — we are already built for it.

Engagement

Four moves, every engagement.

01 · Onboard

Clean chart of accounts from day one.

Every engagement begins with a chart of accounts review structured for §280E compliance. We get the COGS separation right before recording transaction one — not retrofitting it after a year of miscategorized expenses.

02 · Close

Books closed by day 18. Deliverables by day 20.

POS data, bank feeds, and payroll entries imported, categorized with §280E treatment, and reconciled. Clean P&L, balance sheet, and §280E summary delivered by day 20 — every month, without chasing.

03 · Review

Monthly operator review, every month.

Thirty-minute call. KPIs open. We walk the variances, flag the next tax action, and write it up in the portal so your team has it. Not a recitation of numbers — a conversation about what they mean for your tax position.

Next step

Talk to us about your books.

We'll look at your current setup, identify your §280E exposure, and tell you what it would take to fix it — no obligation.

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4L 420Ledger

PuffSeal LLC d/b/a 420Ledger. Cannabis-only accounting firm. 27 states.

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